How much does eBay take? In most categories, 13.6% of the total sale — item, shipping, and sales tax combined — plus a $0.40 per-order fee ($0.30 on orders of $10 or less). There's no separate payment-processing fee; it all folds into the final value fee. A $100 sale with free shipping costs $14.00 and nets you $86.00. Some categories run higher (media 15.3%) or lower (trading cards 13.25%), and a Store subscription trims the percentage — the calculator above handles all of it.
Fifteen years in, I still keep a cheat sheet
eBay was my first platform — vintage Levi's out of a Columbus garage in 2011. Thirty thousand orders later, I'll say it plainly: eBay's fee schedule is the most complicated in resale. A dozen-plus category rates. Two tier behaviors. A per-order fee with a $10 threshold. Store tables, penalty surcharges, ad fees whose attribution rules changed this January. No other platform I sell on needs a map.
This page is the map: every rate re-verified July 15, 2026 against eBay's official fee schedule, and the calculator above runs the same numbers — including the parts most tools get wrong.
How the ebay final value fee actually works
eBay charges no separate payment-processing fee — everything folds into the final value fee (FVF), which has two parts: a category percentage, and a fixed per-order fee of $0.30 for orders of $10.00 or less, $0.40 for orders over $10.00. The percentage is calculated per item; the fixed fee lands once per order.
The base includes sales tax. The FVF applies to the total amount of the sale: item price + handling + buyer-paid shipping + sales tax. eBay collects your buyer's tax as a marketplace facilitator and remits it to the state — you never touch it — but you pay 13.6% on it anyway. Tools that ignore tax and shipping are quietly lying to you.
Then there's the part almost every competing tool fumbles: tier behavior. Most categories are marginal — 13.6% on the first $7,500, and only the slice above gets the 2.35% rate. Sell an $8,000 lot in a standard category and the FVF is $1,031.75, not the $1,088 you'd get multiplying 13.6% across the whole thing — the marginal tier just saved you $56.25.
A handful of categories work the opposite way — whole-amount switching, where the total picks one rate for the entire sale. Women's handbags: 15% up to $2,000, but a $2,100 bag pays 9% on all $2,100. Jewelry switches at $5,000. Get the behavior wrong and a profit estimate can miss by hundreds on one sale.
Final value fees by category — the July 2026 table
Headline rates without a Store, plus the Basic-and-above row subscribers actually get. Media runs hottest; instruments and heavy equipment run cooler.
| Category | Final value fee | Tier behavior |
|---|---|---|
| Most categories | 13.6% up to $7,500, then 2.35% on the portion above | Marginal |
| Most categories — Basic Store and above | 12.7% up to $2,500, then 2.35% above | Marginal (threshold drops to $2,500) |
| Books, Movies & TV, Music | 15.3% up to $7,500, then 2.35% above | Marginal |
| Trading cards | 13.25% | Exempt from the Feb 2025 increase |
| Athletic shoes $150 and up | 8% flat (7% with Basic Store and above) | Whole amount — and NO per-order fee |
| Athletic shoes under $150 | 13.6% | Standard treatment, per-order fee applies |
| Women's handbags | 15% if the total is $2,000 or less; 9% if above | Whole amount — one rate on the entire sale |
| Jewelry | 15% up to $5,000; 9% above | Whole amount |
| Watches | 15% to $1,000; 6.5% from $1,000–$7,500; 3% above | Marginal, three tiers |
| Guitars & Basses | 6.7% | Marginal band; insertion is free in this category |
| Heavy equipment | 3% to $15,000, then 0.5% | Marginal; $20 insertion fee |
| NFTs | 5% flat | Whole amount |
| Per-order fee (all of the above except shoes $150+) | $0.30 on orders of $10 or less; $0.40 over $10 | Once per order, not per item |
The table looks uneven because the February 14, 2025 increase (up to +0.35 points; 13.25% became 13.6%) exempted trading cards, handbags, jewelry and watches, coins, comics, and sneakers over $150 — those older rates survived.
eBay fees for sellers: six worked examples
Rates are abstract; payouts aren't. Here's what eBay fees for sellers look like in most categories, no Store, straight from our engine:
| Sale | Final value fee | Per-order fee | Total fees | You net | Effective rate |
|---|---|---|---|---|---|
| $25, free shipping | $3.40 | $0.40 | $3.80 | $21.20 | 15.20% |
| $100, free shipping | $13.60 | $0.40 | $14.00 | $86.00 | 14.00% |
| $100 + $10 shipping | $14.96 | $0.40 | $15.36 | $94.64 | 13.96% |
| $500, free shipping | $68.00 | $0.40 | $68.40 | $431.60 | 13.68% |
| $1,000 + $25 shipping | $139.40 | $0.40 | $139.80 | $885.20 | 13.64% |
| $8,000, free shipping | $1,031.75 | $0.40 | $1,032.15 | $6,967.85 | 12.90% |
Computed data — net-proceeds.com
Your effective rate falls as price rises — 15.20% at $25, 12.90% at $8,000. Fixed fees punish cheap orders; I've eaten the $0.30 on a $9 card more times than I'll admit.
What this ebay fee calculator counts that others don't
Four things that move real money. It puts sales tax in the fee base, because eBay does. It honors the $10 per-order threshold. It applies marginal math where eBay does and whole-amount math where eBay does. And it runs in reverse — tell it you want to net $500 and it solves the list price.
That isn't table stakes: page-one calculators still show 13.25% — a rate that died February 14, 2025 — and one still describes the 2020 PayPal-era structure of 10% capped at $750. Stale rates flatter your margins until the payout lands short.
It also doubles as an eBay profit calculator, which is the number that actually pays your rent. Add what the item cost you into the item-cost field and the receipt stops at profit, not just the post-fee payout, with a margin percentage beside it. A $100 flip that cost you $30 nets $86.00 after eBay's cut but earns $56.00 in real profit — a 56% margin. Sell the same item you paid $70 for and the fee is identical while your profit collapses to $16.00. The final value fee is only one line of the math; your cost of goods is the line that decides whether the flip was worth doing.
Store subscriptions, promoted listings, and the other opt-in fees
This section is the money you volunteer — and where the guru advice gets expensive.
eBay store fees: the Basic Store break-even most sellers get wrong
eBay store fees come in five tiers: Starter $7.95/month ($4.95 paid yearly), Basic $27.95, Premium $74.95, Anchor $349.95, Enterprise $2,999.95 (yearly only). First trap: Starter pays the same final value fees as no Store at all — the discounted FVF table starts at Basic.
Second trap, and here's my contrarian take: for most sellers, Basic is a fee trap, not a fee saver. The discount in most categories is 0.9 points — 13.6% down to 12.7%, or $13.10 instead of $14.00 on a $100 sale. For $27.95 a month to beat the fees it replaces, you need $27.95 ÷ 0.009 ≈ $3,106 in monthly sales. Selling $1,500 a month? Basic saves $13.50 in FVF and costs $27.95 — you're paying eBay $14.45 a month for a badge. Seller groups toss around "$1,600 a month" as the break-even; run the arithmetic and it's roughly double that.
Two honest exceptions. Stores carry much larger free-listing allotments past the free 250. And the Store table's top tier starts at $2,500 instead of $7,500, so high-ticket sellers win big: a $5,000 sale pays $376.25 in FVF with Basic versus $680.00 without — nearly a year of the subscription back on one flip. Below roughly $3,100 a month at ordinary price points, skip it.
The ebay promoted listings fee: you set the rate, eBay moves the floor
Promoted Listings General charges a seller-chosen ad rate — anywhere from 2% to 100% of the total sale — when the item sells within 30 days of an ad click. Two quiet changes reshaped it. In November 2024, eBay quietly raised the dynamic ad-rate minimum from 2% to 5%. And on January 13, 2026, attribution went "halo": any click starts a 30-day window, and the fee applies even if the buyer wasn't the clicker — in the UK and Germany rollouts, 80–90% of promoted sales got attributed. Budget as if every promoted sale pays.
The stack adds up fast: a $100 item with $10 shipping at a 5% ad rate costs $20.86 in total fees — 18.96% effective. And unlike Etsy's Offsite Ads, capped at $100 per order, there's no ceiling here.
The exceptions worth knowing: sneakers, borders, penalties
Athletic shoes that sell for $150 or more pay a flat 8% with no per-order fee: a $200 pair costs $16.00 even. At $149, the pair sits in standard-rate territory — 13.6% plus $0.40, or $20.66. Crossing $150 drops the fee to $12.00 while raising your price — if your comps hover in the $140s, that's your answer.
Selling to a buyer outside the US adds a 1.65% international fee — waived if the order moves through eBay International Shipping — and currency conversion carries a 3% spread.
Then the penalty tier. Below Standard sellers pay 6 extra points on every sale — 7 after four consecutive months, as of July 1, 2026. A Very High "item not as described" rate adds 5 points, escalating to 6. Disputes cost $20 each. These ride the whole sale amount on top of your category rate — the fastest way to turn a 14% platform into a 21% one.
The 2024–2026 changelog — and why stale calculators cost you money
Nobody on page one keeps a fee history. We do — the schedule moves more than sellers think:
- March 15, 2024 — per-order fee on orders over $10: $0.30 became $0.40, its first change since managed payments began.
- November 2024 — dynamic ad-rate minimum quietly raised from 2% to 5%.
- February 14, 2025 — final value fees up as much as 0.35 points in most categories: 13.25% became 13.6%; media went from 14.95% to 15.3%.
- January 13, 2026 — halo attribution for Promoted Listings General in the US and Canada.
- July 1, 2026 — penalty surcharges now escalate after four consecutive months (Below Standard +7%, Very High INAD +6%).
And one that didn't happen: the widely shared "February 2026 increase" applies to eBay Germany, not eBay.com — US core rates haven't moved in 2026. The full log lives on our marketplace fee changes log, and you can compare fees across every platform from one input on the homepage.
Does eBay charge sales tax, and do you pay fees on it?
Yes and yes — but not the way most sellers assume. eBay is a registered marketplace facilitator, which means it automatically calculates, collects, and remits sales tax on your buyer’s behalf in every US state that charges it. You don’t set the rate, you don’t file it, and the tax money never lands in your account — the buyer sees it added at checkout, and eBay sends it to the state. That’s why there is no eBay sales tax calculator for sellers to configure: the platform applies whatever the buyer’s shipping address dictates, automatically.
The catch is the one that costs you. The final value fee is charged on the tax-inclusive total. If a buyer in an 8% tax state pays $100 for the item plus $8.00 in sales tax, eBay’s 13.6% applies to the full $108.00 — an extra $1.09 in fees on money you never touch. Rates run from 0% in the handful of states with no sales tax to over 10% in some localities, so how much the fee-on-tax quietly drags depends on where your buyer lives. It is small per order and invisible on the payout screen, which is exactly why the stale calculators that leave tax out of the base understate your real eBay fees.
Cross-listing? Take the numbers with you
The same vintage denim jacket I sell on eBay at 14.00% effective often qualifies as vintage (20+ years) on Etsy, where a $100 sale costs $9.95 — run it through the Etsy fee calculator first. Prefer flat-rate simplicity? Mercari takes a straight 10% of item plus buyer-paid shipping, no seller processing fee — the Mercari fee calculator shows how that stacks up.
Frequently Asked Questions
How much does eBay take from a $100 sale?
$14.00 in most categories with no Store: a 13.6% final value fee ($13.60) plus the $0.40 per-order fee, leaving you $86.00. With a Basic Store the same sale costs $13.10 (12.7% + $0.40) and nets $86.90. Category matters — a $100 trading card pays 13.25% plus the per-order fee, and $100 sneakers pay the standard rate because 8% only starts at $150. Add shipping or sales tax and the percentage applies to those too.
Does eBay charge fees on shipping and sales tax?
Yes to both. The final value fee base is the total amount of the sale: item price + handling + buyer-paid shipping + sales tax. Sell a $100 item with $10 shipping and the FVF is $14.96 (13.6% of $110) plus the $0.40 per-order fee — you net $94.64 of the $110 collected. The tax part stings most: eBay collects and remits your buyer's sales tax as a marketplace facilitator — you never touch it, yet you still pay the percentage on it.
Is the per-order fee charged per item or per order?
Per order. The percentage part of the final value fee is calculated per item, but the fixed fee is charged once per order — an order being items bought by the same buyer at checkout with the same shipping method. It's $0.30 for orders of $10.00 or less and $0.40 for orders over $10.00 — a split created March 15, 2024, when the over-$10 fee rose from $0.30. Athletic shoes at $150 and up are the exception — their 8% flat rate carries no per-order fee.
Does eBay charge a fee to list items?
Your first 250 listings each month are free without a Store; after that, insertion fees run $0.35 per listing. A few categories break the pattern — Guitars & Basses listings are free to insert, while heavy equipment carries a $20 insertion fee. Insertion fees generally aren't refunded if the item doesn't sell, so churning hundreds of low-value listings past your free allotment quietly eats margin. Store subscriptions raise the allotment substantially — often a bigger part of their value than the rate discount.
Is an eBay Store subscription worth it?
Usually not until you clear about $3,106 in monthly sales. Basic costs $27.95/month and cuts most categories from 13.6% to 12.7% — 0.9 points, or $0.90 per $100. That break-even is just $27.95 ÷ 0.009; below it, the subscription costs more than it saves on fees alone. The exception is high-ticket inventory: the Store table's top tier starts at $2,500 instead of $7,500, so a single $5,000 sale pays $376.25 with Basic versus $680.00 without — nearly a year of the subscription back on one flip.
How much does eBay take on Pokemon and sports cards?
Trading cards pay a 13.25% final value fee plus the per-order fee ($0.30 on orders of $10 or less, $0.40 over) — slightly below the 13.6% standard rate, because the category was exempt from the February 14, 2025 increase. On a $50 raw card that's $6.63 + $0.40 = $7.03, and the base still includes buyer-paid shipping and sales tax. Moving cheap singles in volume? Watch the fixed fee — $0.30 on a $5 card is 6% before anything else.
Is the eBay fee 15%?
Only in some categories. Most of eBay runs at 13.6%, not 15%. The 15% figure comes from a few specific categories: media (books, movies, music) is 15.3%, and women's handbags and jewelry are 15% up to a threshold before dropping to 9%. So if someone tells you "eBay takes 15%," they're either selling in one of those categories or quoting a rate that isn't yours. Check the category table above — the spread runs from 3% on heavy equipment to 15.3% on media, and a Store subscription trims most of them by about 0.9 points.
How much are eBay fees on $1200?
On a $1,200 sale in most categories with no Store and free shipping, eBay takes $163.60 — a 13.6% final value fee ($163.20) plus the $0.40 per-order fee — leaving you $1,036.40, an effective 13.63%. Because $1,200 is under the $7,500 marginal threshold, the whole amount is charged at 13.6%; nothing yet qualifies for the lower 2.35% top tier. Add buyer-paid shipping or sales tax and the percentage applies to those too, and a Basic Store would cut the fee to $152.80 at the 12.7% rate.
How do I calculate my eBay fees?
Three numbers, in order: your category's final value fee percentage, the base it applies to, and the per-order fee. Take the total the buyer pays — item price + your handling + buyer-paid shipping + sales tax — and multiply by your category rate (13.6% in most categories on the first $7,500). Then add the fixed per-order fee: $0.30 on orders of $10 or less, $0.40 over. That's your total fee; subtract it from the sale for your payout. The calculator at the top does this for every category, including the marginal-versus-whole-amount tier behavior that trips up hand math and most other tools.